Options

Discount Loan Payoff
We offer homeowners an opportunity to pay off their loan without incurring the additional late fees and penalties that have been added. We offer this and other incentive programs for the first 30 days after we have acquired the loan. If you would like to pay off your loan in full and take advantage of this discounted payoff, please contact us immediately.

Reinstatement
You will be receiving your reinstatement amount in the mail shortly. If you are able to bring your loan current, please call and let us know your intention to do so.

Reinstatement Payment Program
If you are unable to fully reinstate your loan, we may be able to set up a payment plan that would allow you to keep your home. This plan would typically spread your reinstatement amount aver a 60 to 90 day period. This plan may require placing the deed in escrow until the reinstatement amount is paid in full. The details of the option are worked out in a way that is manageable to you. To discuss this option further, please call us as soon as possible.

Refinance Program
If you would like to keep you home and have the necessary financial means and credit score required, we may be able to assist in securing a refinance. To do so, however, you will need to reinstate your loan and make payments for at least twelve consecutive months. Please understand that any missed payment during this critical time will seriously jeopardize the possibility of refinancing.

Sale Assistance Program
We have designed a homeowner sales assistance program to help those who choose to avoid foreclosure and want to obtain the equity earned in the property. To qualify, you will need to make payments starting immediately. In the event you are unable to do so, your may still qualify for this program by signing the property over to us. We will then take on the responsibility of selling your home on your behalf and providing you with the proceeds (the equity you've earned).

Fresh Start Program
We also provide a fresh start program by providing homeowners with "Cash for Keys". If you are unable to make payments and have no interest in retaining the property, you have the option of surrendering it to us to handle for you. We will provide you with a portion of the equity in the property up front as a means to make a fresh start and move on from you current situation. Please note that this program is only available on the condition that there is equity in the property.

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"Helping Homeowners One at a Time"